Updated Articles

  1. How do I choose a Medicare Advantage plan type?

    When you're shopping for Medicare Advantage plans, it's important to find a plan type that meets your needs. Do you need personal care? Are your doctors covered in this plan's network? Knowing what comes with each type of Medicare Advantage plan is ...
  2. Annual Enrollment Period

    The Annual Enrollment Period (AEP) is each year from October 15 to December 7, when you can enroll in Original Medicare, a Medicare Advantage Plan, a stand-alone Part D plan or switch plans. At this time, you can enroll in or leave a Medicare Adv...
  3. Initial Enrollment Period

    Your Initial Enrollment Period (IEP) is a 7-month period, which includes the 3 months before your 65th birthday, the month of your birthday, and the 3 months after your birth month, when you can enroll in Original Medicare, a Medicare Advantage plan...
  4. What do I pay for Medicare Advantage (Part C)?

    For Medicare Advantage plans, you pay: A set monthly premium. Your monthly Part B premium. Copayments, coinsurance or deductible (if applicable) each time you use medical services. Once you hit your yearly spending limit, or out-of-pocket maxim...
  5. What are out-of-pocket costs?

    Out-of-pocket costs are what you must pay when you get care. These costs depend on how much care you actually get and your yearly out-of-pocket maximum. Once you hit this limit, your insurance pays for all of your care. There are three types of out-...
  6. What is a POS?

    A POS (Point of Service) plan gives you personal care and the freedom to go in and out of network. You'll get: The comfort of having an in-network PCP to oversee all your care. Flexibility to see out-of-network providers. Savings by seeing docto...
  7. How do I enroll in a Medicare plan?

    The Annual Enrollment Period is October 15 to December 7 each year. Outside those dates, you must qualify for a Special Enrollment Period to enroll in a plan. Our plans are only available in certain places. Make sure you live in our service are...
  8. How can I sign up for Medicare Part A and Part B?

    Apply online through the Social Security's website . Call Social Security at (800) 772-1213, TTY (800) 352-0778 or 711. Fill out the Application for Enrollment in Part B . Remember, you must already have Part A to apply for Part B. If you're a...
  9. What if I’m still covered at work?

    In most cases, you can keep the health plan you have and enroll in Medicare when you retire. If you have other insurance, like through your work, there are rules for whether Medicare pays first. If your employer has fewer than 20 employees, you ma...
  10. Am I eligible for a Special Enrollment Period?

    Outside the Annual Enrollment Period , you can only enroll in a plan after a special event with a Special Enrollment Period (SEP). These are the different kinds of SEPs: Moved to a new service area or to an area with new plan options: You can s...