What is an HMO?

A HMO (Health Maintenance Organization) plan gives you personal care from a set network of doctors and hospitals. You'll get peace of mind with:

  • The comfort of having an in-network primary care provider (PCP) to oversee all your care and refer you to see specialists.
  • Doctors in our large provider network that you must see for care.
  • The freedom to go out of network for emergency and urgent care.
  • Focus on strong doctor-patient relationships and getting to know your provider network.

We recommend choosing a primary care provider to support your health and make sure you get the care you need, we don’t require a referral to see in-network specialists, but the specialist may require a referral.

What is a High Deductible Health Plan (HDHP)?