Updated Articles

  1. National Coverage Determinations

    When the Centers for Medicare & Medicaid Services (CMS) makes changes to the services that are covered, they update them through National Coverage Determinations. Learn more about National Coverage Determinations on  their website . CMS has issued t...
  2. Low Income Subsidy (LIS) Info

    You might be able to get extra help paying for your prescription drug premiums and costs. For more info and to see if you qualify, contact: Medicare.gov at (800) MEDICARE (800) 633-4227, TTY (877) 486-2048 24 hours a day, 7 days a week Th...
  3. What are Virtual Visits, and how can I use them?

    Our members can take advantage of virtual visit coverage to avoid the wait at the doctor’s office. Get care for common conditions like allergies, cold, flu and pink eye from anywhere you have phone or internet connection in the U.S. You can connec...
  4. What is Medicare Supplement?

    Medicare Supplement, also called Medigap, is coverage you buy to help pay for some of the costs Original Medicare doesn't. Benefits are identical from company to company, and you must have Part A and Part B. These plans don't cover everything, so t...
  5. Turning 65. What do I do?

    Getting Ready for Your 65th Birthday A Year Before Start thinking about your move to Medicare. Make sure you understand the difference between Medicare plan options. Start looking into what options are available in your area. Make s...
  6. What is Part C (Medicare Advantage)?

    Medicare Advantage plans, or Part C plans, are plans from private companies, like us, that take the place of your Original Medicare. You can also add prescription drug coverage to combine Part A, Part B and Part D into one easy package.
  7. What is Medicare Part B?

    Medicare Part B is also called medical insurance, and it covers certain care from doctors, outpatient care, medical supplies and preventive care. Services like flu shots. Clinical research. Ambulances. Durable medical equipment. Mental healthc...
  8. Do I need to sign up for Medicare Part A and Part B?

    If you're already receiving benefits from Social Security or the Railroad Retirement Board (RRD), you're under age 65 and disabled, or you've been diagnosed with ALS (also known as Lou Gehrig's disease), you'll automatically receive your Medicare ID...
  9. What do I pay for Medicare Part B?

    Some people get Part B automatically when they turn 65, and some must sign up for it. Learn how and when you can sign up for Part B. For Part B, you pay: A premium each month. If you get Social Security or a Railroad check, this premium will b...
  10. Am I eligible for Part C (Medicare Advantage)?

    To be eligible for a Medicare Advantage plan, you: Must have Medicare Parts A and B. Must continue to pay your Medicare Part B premium, if not otherwise paid for under Medicare or by another third party. Must live in the plan's service area. ...