Popular Articles

  1. Why Do I Need Insurance?

    Unfortunately health issues and accidents happen, and getting sick or hurt without coverage is more expensive. For example, the cost of a broken arm is more than $2,500, and if requiring surgery, can be several times that. If a hosptial stay is req...
  2. Do I need to sign up for Medicare Part A and Part B?

    If you're already receiving benefits from Social Security or the Railroad Retirement Board (RRD), you're under age 65 and disabled, or you've been diagnosed with ALS (also known as Lou Gehrig's disease), you'll automatically receive your Medicare ID...
  3. General Enrollment Period

    If you didn't sign up for Original Medicare or Medicare Supplement when you're first eligible, you can sign up during the General Enrollment Period, between January 1 and March 31 each year. If you enroll during this time, your coverage will start ...
  4. Initial Enrollment Period

    Your Initial Enrollment Period (IEP) is a 7-month period, which includes the 3 months before your 65th birthday, the month of your birthday, and the 3 months after your birth month, when you can enroll in Original Medicare, a Medicare Advantage plan...
  5. Low Income Subsidy (LIS) Info

    You might be able to get extra help paying for your prescription drug premiums and costs. For more info and to see if you qualify, contact: Medicare.gov at (800) MEDICARE (800) 633-4227, TTY (877) 486-2048 24 hours a day, 7 days a week Th...
  6. What do I pay for Medicare Advantage (Part C)?

    For Medicare Advantage plans, you pay: A set monthly premium. Your monthly Part B premium. Copayments, coinsurance or deductible (if applicable) each time you use medical services. Once you hit your yearly spending limit, or out-of-pocket maxim...
  7. Am I eligible for a Special Enrollment Period?

    Outside the Annual Enrollment Period , you can only enroll in a plan after a special event with a Special Enrollment Period (SEP). These are the different kinds of SEPs: Moved to a new service area or to an area with new plan options: You can s...
  8. What is an HMO?

    A HMO (Health Maintenance Organization) plan gives you personal care from a set network of doctors and hospitals. You'll get peace of mind with: The comfort of having an in-network primary care provider (PCP) to oversee all your care and refer you...
  9. How do I find a doctor or provider?

    To determine if a doctor or specialist is in-network, click here and select “By Provider Type or Name”. Enter the name of the physician or specialist to see if the doctor is covered in one of our networks. ...
  10. I'm having trouble affording my medicine.

    If you're having trouble affording your medicine, contact your doctor, your case manager, or our pharmacy department at (800) 851-3379, option 4 to discuss your options and support. For Group Medicare Members: If you experience hardship from hig...